REPUBLIKA.CO.ID, JAKARTA -- Private lender Bank Central Asia (BCA) will reduce housing loans (KPR) and motor vehicle loans (KKB) this year. This is in line with regulator direction to reduce credits amid the economic slowdown.
President Director of BCA, Jahja Setiaatmadja explained that company would reduce consumer loans, housing loans, as well as motor vehicle loans, which were vulnerable and affected on economic crisis.
"BCA will try to slow consumer loan although the surge of non-performing loan (NPL) has not been seen. However, there are some cities experiencing the high NPL," Setiaatmadja said recently as reported by Satya Festiani.
BCA seeks the credit growth of 13-15 percent in 2014. Credit that continues to be pushed can make an overheating of economic condition and uncontrolled currency rate. Banks are expected to adjust their credits according to market condition.
Company will see the macro economic situation. If everything runs smoothly, there is no increase in NPL, so that liquidity and deposits can grow better.
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