REPUBLIKA.CO.ID, JAKARTA -- President Director of Bank Rakyat Indonesia (BRI) Sunarso said that BRI continues to carry out digital transformation to provide and reach customers more widely. One of them is by expanding AgenBRILink.

"By the end of December 2023, it was recorded that BRI had more than 740 thousand BRILink Agents with a transaction volume reaching IDR 1,427 trillion and providing fee-based income to BRI worth IDR 1.5 trillion throughout 2023," Sunarso said in the Annual Performance Presentation 2023 in Jakarta, Wednesday (Jan.31, 2024).

Apart from providing more efficient services for BRI, AgenBRILink was an economy sharing business model. Where for agents, the value of the income they receive can reach 2-3 times that received by BRI. "This was clear proof that the existence of BRI was able to provide jobs and income for the community," he added.

Sunarso said, BRI was looking at 2024 with full optimism. BRI also continues to strive to respond to various challenges to support sustainable business growth. BRI's innovation and exploration of new sources of growth have implications for the company's increasingly complex business.

"This requires BRI to be more dynamic and careful in optimizing business opportunities, both now and in the future," he said.

BRI posted brilliant performance throughout 2023. BRI recorded a profit of IDR 60.4 trillion in 2023, BRI's profit performance as a group also grew double digits by 17.5 percent. BRI's success is also inseparable from BRI's credit distribution which grew 11.2 percent, namely IDR 1,266.4 trillion yoy in December 2023. Of this amount, 84.4 percent or IDR 1,068.7 trillion came from MSME credit distribution.

This double digit credit growth, he continued, had a positive impact on interest income which was recorded at IDR 188.1 trillion or an increase of 16.9 percent on an annual basis (yoy). Throughout 2023, BRI has also succeeded in maintaining credit quality with a non-performing loan (NPL) or bad credit ratio of 2.95 percent.

Meanwhile, BRI's NPL coverage was recorded at 229.09 percent. For Third Party Funds (DPK), BRI succeeded in collecting IDR 1,358.3 trillion or grew 3.9 percent annually. Of the total funds collected specifically for low-cost funds or Current Account Saving Accounts (CASA), 64.4 percent.

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