REPUBLIKA.CO.ID, JAKARTA – The report of Islamic banking is showing good performance in 2011, mainly due to increasing financing. For instance, the financing of Bank Syariah Mandiri (BSM) advances effectively worth 34.40 trillion IDR in the third quarter to 40 trillion IDR in the next quarter in 2011. 

The BSM asset hits 45 trillion IDR by the end of last year, while depositor funds (DPK) is outgrowth 38.29 trillion IDR.

BSM determines the growth of the asset and financing in about 36 percent in this year or below the target of Indonesian Bank (BI) of 50 percent. “It is in accordance with industry although our target is below BI’s,” the Director for Corporation of BSM, Amran Nasution, explained.

Muamalat Bank books the asset of 32.5 trillion IDR in 2011 or 52 percent higher than the previous year due to 52 percent increase of financing or about 23.89 trillion IDR. While the DPK increases 52 percent to 26.05 trillion IDR. 

BRI Syariah also undergoes similar matter. The asset has increased 64.96 percent in 2011. The growth is supported by the 65.45 percent of expanding financing from 5.3 trillion to 9.1 trillion IDR. Meanwhile, DPK increases from 5.6 trillion IDR to 9.3 trillion IDR.

The achievement in 2011 brings optimistic to Islamic banks. The Director of Business of BRI Syariah, Ari Purwandono, said, his company would expand its business in five sectors namely commercial, consumer, micro, linkage, and small and medium enterprises (SME). “We want to increase the financing to 14 trillion IDR and we will focus on micro, housing loans, SME, and linkage,” Purwandono said.

Muamalat set the target of the asset development in 40 percent in 2012, supported by increasing its capital gained from sukuk. “Sukuk is already in our business plan to increase our capital,” Director of Retail of Bank Muamalat, Adrian A Gunadi, said. 

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