REPUBLIKA.CO.ID, JAKARTA -- The largest private lender by assets, PT Bank Central Asia (BCA) records profit growth of 25.2 percent until September 2013 compared to similar period last year. The profit increased to 10.4 trillion IDR.

President Director of BCA, Jahja Setiaatmadja said that the company recorded a satisfactory operating performance with strong liquidity and strong capital. BCA's credit growth reached 25.8 percent or 299 trillion IDR. Consumer loans recorded the highest about 30.1 percent or 85.1 trillion IDR, followed by corporate loans about 25.5 percent or 99 trillion IDR.

"We continue to record sustained credit growth and business banking transaction during the first nine months of this year," Setiaatmadja said recently.

Commercial and small medium enterprises (SMEs) loans grew 23 percent or 114.9 trillion IDR. BCA can maintain ratio of non-performing loan (NPL) gross at level of 0.5 percent. Meanwhile, loan to deposit ratio (LDR) increased from 65.7 percent in September 2012 to 73.9 percent in September 2013. Deposits grew 11.9 percent or 400.4 trillion IDR. 

BCA's net interest income (NII) rose 24.7 percent or 19.1 trillion, supported by earning assets and sustainable credit. Net interest margin (NIM) rose 62 basis points to six percent. Other operating income grew 19.7 percent or 5.4 trillion IDR, supported by an increase in fee and commission income by 18 percent. Total net interest income and other operating income increased 23.6 percent or 24.5 trillion IDR in the first nine months of 2013.

Ikuti Whatsapp Channel Republika