Kamis 18 Jan 2024 17:01 WIB

Central Bank of Indonesia Projects 2024 Digital Transactions to Rise 9.11 Percent

BI Payment System Reliability Supported Adequate Liquidity Conditions.

Rep: Rahayu Subekti/ Red: Erdy Nasrul
Central Bank of Indonesia Governoor Perry Warjiyo.
Foto: Tangkapan Layar
Central Bank of Indonesia Governoor Perry Warjiyo.

REPUBLIKA.CO.ID, JAKARTA -- Central Bank of Indonesia (BI) revealed its economic and digital financial transaction performance remains strong supported by a secure, smooth and reliable payment system. In 2023, the value of digital banking transactions recorded IDR 58,478.24 trillion or grew by 13.48 percent on an annual basis.

BI Governor Perry Warjiyo projects an increase in digital translocation by 2024. “The value of digital banking transactions is projected to increase by 9.11 percent on an annual basis to reach Rp 63,803.77 trillion in 2024,” Perry said in a press conference of RDG Monthly BI January 2024, Wednesday (17/1/2024).

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Meanwhile, the value of Electronic Money (EU) transactions increased by 43.45 percent on an annual basis to reach Rp 835.84 trillion. BI projects that electronic money transactions will increase by 25.77 percent on an annual basis to reach Rp 1,051.24 trillion in 2024.

Perry added that nominal QRIS transactions were also recorded to grow 130.01 percent on an annual basis to reach Rp 229.96 trillion. “The number of QRIS users is 45.78 million and the number of merchants is 30.41 million, mostly SMEs,” Perry said.

Meanwhile, the value of payment transactions using ATM cards, debit cards, and credit cards reached IDR 8,178.69 trillion or decreased by 0.8 percent on an annual basis. In terms of the management of rupiah money, the amount of Kartal Money Circulated (UYD) in December 2023 increased by 7.33 percent annually to Rp 1,101.75 trillion.

Perry ensures that the smooth and reliable Bank Indonesia Payment System (SPBI) is maintained well supported by adequate liquidity conditions. BI-FAST and BI-Real Time Gross Settlement (RTGS) transactions continue to increase where BI-FAST is noted to still be the public's choice to make fund transfers.

The stability of the payment system is ensured by the inability to reject BI-RTGS and BI-Scripless Securities Settlement System (SSSS) transactions related to liquidity problems. “SPBI is also doing well because it is supported by operational smoothness, ensuring that system availability is maintained 100 percent,” Perry said.

Bank Indonesia continues to ensure the availability of Rupiah money in sufficient quantities with maintained quality throughout the NKRI region through the Rupiah money distribution program to the Outer, Leading, Remote (3T) regions. Likewise with the activities of Mobile Cash, Titipan Cash, and Sovereign Rupiah Expeditions.

Dapat mengunjungi Baitullah merupakan sebuah kebahagiaan bagi setiap Umat Muslim. Dalam satu tahun terakhir, berapa kali Sobat Republika melaksanakan Umroh?

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