REPUBLIKA.CO.ID, JAKARTA -- PT Bank Negara Indonesia (BNI) Syariah is ready to manage Hajj funds of about three billion IDR next year. The Islamic bank will receive funds from its parent, PT BNI worth 500 billion IDR by the end of this month.
"Islamic banks in Indonesia are ready to manage Hajj funds," Director of BNI Syariah, Dinno Indiano said recently.
The bank is optimistic to reach 25 percent growth in 2014. Next year, the bank will focus on financing home ownership or Griya Hasanah iB and micro financing. Readiness of Islamic banks in managing Hajj funds will motivate them to reach 35 to 40 percent growth per year.
BNI Syariah assets reach 14.2 trillion IDR in October 2013 from the target of 14.5 trillion IDR. Total funding reached 10.8 trillion in the same period. Increased funding of BNI Syariah has reached 55 percent, while Fixed Deposit Receipt (FDR) reached 98 percent.
BNI Syariah will continue to optimize utilization of its 265 outlets as a business strategy next year. Micro financing is expected to give the best process. In two year experiences, BNI Syariah has non performing loan (NPL) no more than one percent.
Ministry of Religious Affairs remains committed to use financial services of Islamic banking to support its development in Indonesia. Minister of Religious Affairs, Suryadharma Ali said that he had prepared 12 trillion IDR of funds to be invested in sukuk Hajj pilgrimage through Islamic banks. However, it still waits for information from Ministry of Finance for further rules.